Equity Release is a way of releasing cash from your property, either through sale or mortgage, while allowing you to continue
living there as long as you wish.

A growing number are choosing to tap into the value locked up in their home to make the most of their retirement years through
Equity Release, which often seems an ideal solution.

The cash generated from an equity release plan is tax-free and once the equity release is granted you are free to spend your money
on anything you wish.

There are certain eligibility constraints for equity release:

• You must be at least 55
• You must entirely own the property, or in some cases have a small mortgage
• The property must be in England, Scotland or Wales

To understand the features and risks of a Lifetime Mortgage, ask for a personalised illustration.

With more and more organisations now offering Equity Release plans, products are becoming more complex. Integrity Financial Management Ltd's experience in all aspects of financial advice makes us ideally placed to offer expert guidance before going down the equity release route.

Integrity Financial Management Ltd will provide a complete review and analysis of your financial circumstances and objectives to assess the suitability of these plans, before any recommendations are made.

There may be a fee for Mortgage Advice. The precise amount will depend upon your circumstances but we estimate it will be £495.00.

Your home may be repossessed if you do not keep up repayments on your Mortgage.

If you require more information, contact us on 01276 488030 or fill in our Request Form.