We are totally independent financial advisers, offering guidance on all aspects of both personal and corporate financial planning. All initial consultations are free of charge and without obligation.

We are able to advise and provide solutions in a wide range of areas such as:-

Specialist Advice - ISA's, Collective Investment Schemes, Venture Capital Investment Schemes and Pensions.	Investment Advice - National Savings products, Individual Savings Accounts (ISAs), Equities, Collectives
Health Insurance - Private medical insurance (PMI), Critical illness, Permanent health insurance (PHI)	Mortgages Services - Pension mortgages, ISA Mortgage Plan, Interest only mortgage, Repayment mortgages
Pensions - State Pension, Personal Pensions, Stakeholder Pension Plan	Long-term care - Private medical insurance (PMI), Permanent health insurance (PHI), Long Term Care
Life Assurances - Term assurance, Endowments, Whole of life policies, Life Assurance with profits	Corporate Insurance - Keyperson insurance, Share protection through life assurance, Pensions & raising capital

We also offer specialist advice in the areas of:-

• Savings and Investments - such as ISA's, Collective Investment Schemes, Venture Capital Trusts, Enterprise Investment Schemes and Pensions.
     
• Pensions - such as annuity purchase, income drawdown, transfers and divorce settlements
  

At an initial meeting we identify your needs and agree with you the most suitable Service prior to commencing any work on your behalf. We are flexible regarding our remuneration which may be through fees, commissions or a mixture of both. This will be fully explained to you at this meeting.

Our philosophy is to apply lateral thinking and develop a financial strategy to fulfil your expectations.

If you require more information, contact us on 01276 488030 or fill in our Request Form.